You may want to know who are the main credit bureaus in the USA. There are three, and collectively held credit files of 217 million of Americans, and just in 2006 sold about 1.1 bilion credit reports. Why buys them? Mainly banks and financial institutions, in order to be able to assess the credit standing of their customers, applying for various forms of loans and credits.
Here's the list:
Experian
National Consumer Assistance Center
PO Box 2002
Allen, TX 75013
Ordering report by phone: 1-888-397-3743
Report fraudulent activity: 1-888-397-3742
Company's web site: www.experian.com
TransUnion LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
Ordering report by phone: 1-800-888-4211
Report fraudulent activity: 1-800-916-8800
Company's web site: www.transunion.com
Equifax
Equifax Credit Information Services Inc.
P.O. Box 740241
Atlanta, GA 30374
Ordering report by phone: 1-800-685-1113
Report fraudulent activity: 1-800-525-6285
Company's web site: www.equifax.com
There are other, smaller "boutique" kind of credit reporting agencies, filling in the niche of specialized reporting. They are lesser known, to the American public.
