Just when you thought that your bad credit will prevent you from obtaining a credit card, from a major financial institution, there's a hope.
Do you have a spouse, or a member of your immediate family? If so, ask them if they have a credit card. Then, request that they inquire with their bank about getting a card for you, as an additional card holder. For the primary credit card holder, the dangers of you causing an avalanche of charges (an debt) are minimal. Card issuer can set a limit, well below that enjoyed by the primary card holder. Monthly statements will show your transactions separately. If you don't pay your balance in total, your card can be suspended, till the account holder advises the bank to open it again.
Although your exemplary conduct as a suplementary credit card holder won't count to improving your credit score, and improving your bad credit status, it will undoubtely help you get by, in case of emergencies. You will also be able to shop online, and pay monthly bills for your cable, Internet connection and phone bills.
Yes, it's almost impossible to survive without a credit card, in a cash-less society we're quickly becoming.
Bad credit no problem to get a credit card!
